Personal finance, simplified

Budget smarter.
Spend freely.

Monivera turns your bank alerts into a live budget — automatically categorized, always up to date.

Log in seconds

Paste a bank notification. Monivera reads the amount, merchant, and date — no typing required.

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Rules that stick

Set a rule once and your spending sorts itself. Every transaction lands exactly where it belongs.

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Two budgets, one view

Separate envelopes for everyday spending and recurring bills. See exactly what's left before the month ends.