Get started — Monivera

What is Monivera?

Monivera is a budgeting app built around one idea: logging should be automatic. Your banking apps already send a push notification for every purchase — forward them to Monivera and they become a live, categorized budget. Any bank works (and if yours only sends emails or texts, those work too). You get one clear view of all your spending, a budget you share with your household, and a daily number that tells you what you can spend today.

This page walks you through setup. Once you’re running, dig deeper with:

Bank notification integration — make logging automatic (the good stuff)
Settings — budgets, categories, and household options
Main view manual — every control on Home and the Ledger, explained
Budget view — reading your budgets and leftover spend
Search — find anything by keyword or tag
Tips & tricks — tag workflows and other power moves

Monivera is available on iOS — search for Monivera in the App Store. Open the app, tap Sign up, and enter your email and a password — or tap Continue with Google or Continue with Apple to use an existing account. You’re in immediately.

2. Pick your basics

On first launch, onboarding asks for two things:

Base currency — the currency your budgets and totals display in.
Budget start day — the day of the month your budget resets. The 1st is the classic choice; your pay day is the smart one.

Monivera Settings — currency, timezone, and appearance preferences.

3. Set your budget

Go to Settings → Budget Settings and enter a total monthly amount. Optionally add a recurring sub-budget for fixed bills (rent, subscriptions, utilities) and allocate amounts per category. Full details in Settings.

4. Log your first transaction

Tap the + button in the dock. Two ways in:

Manual — type the amount, merchant, and category. Takes ten seconds. See the main view manual.
iOS Shortcut — forward your bank’s push notifications to Monivera’s Log Transaction action and you’re done. The AI extracts the amount, merchant, and date, picks the category, and logs the transaction straight to your ledger — no confirmation needed. Set it up →

The Monivera Ledger: summary card and a ledger of auto-logged transactions with amount, merchant, and category.

5. Make it automatic

Logging one alert at a time is nice. Never touching your ledger is better. Forward your bank’s push notifications so every purchase flows into Monivera on its own — the two minutes you spend here pay for themselves every single day.

Set up bank notification integration → (Bank only sends emails or texts? Use those instead →)

6. Optional: invite your household